Simple. Direct. Investment Grade.

VFI is a bank backed, investment-grade rated commercial finance lender.

Decades of Expertise

We offer direct lending structures for middle market to Fortune 500 companies. The trust our management team has earned from years in the industry and being an investment grade rated company gives us access to hundreds of millions of dollars in deployable capital—ready to be used in offering the best terms for every project.


Responsive and Transparent

As a direct lender, not a bank, we take a personalized approach to every client’s account. We can quickly adapt to our client’s needs, such as funding 100% of project costs and structuring transactions to meet each client’s various financial objectives. Our transparent service and speed set us apart and make first-time customers clients for life.


Recent Deals

Our clients are in many industries, including healthcare, manufacturing, construction, education, energy management, and more.

  • $5M

    Hotel Chain

    Hotel Fixtures, Restaurant Equipment and Furniture


  • $8M

    National Energy/Oil Company

    Multiple Schedules Manufacturing and Laboratory Equipment, FF&E, HVAC, Racking, Conveyers and Design Costs

  • $2.2M

    Large Hospital System

    EHR and Phone Systems


  • $26.7M

    Large Mining Company

    Highwall Mining Equipment and Heavy Duty Yellow Iron


  • $1.3M

    Large Insurance Servicing Company

    Lease financing for various computer equipment

  • $980K

    Publicly Traded Retailer

    Six Month Installation
    Software, Hardware, Installation and Training

  • $1.9M

    Large Engineering and Construction Company

    Lease financing for various computer equipment

  • $6.75M

    Large Restaurant System

    Restaurant Equipment and Point-of-Sale System